Unlimited check writing
Free CheckLink or RewardLink debit card
Earn CURewards with RewardLink debit card
Free Online and Mobile Banking
Unlimited free ATM transactions with CheckLink or RewardLink debit card
Free MARS (Member Audio Response System)
Free Overdraft Protection from Shares

Applying is Easy! Click the "OPEN A HIGH YIELD CHECKING ACCOUNT" link above to apply instantly online or visit any of our 14 branches to apply in person.

Minimum Balance/Service Charge & Monthly Fee


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You can also call us at (865) 482-1043 or (800) 482-1043 toll free to learn more, or complete the simple form on this page to get more information about our high yield checking accounts.

Federally insured by NCUA.

High Yield Checking Account:



Minimum Balance of $500 to earn dividends
Must have the following to receive the higher yield on the first $15,000:
• Direct Deposit
• At least 10 debit card transactions each month
• eStatement (no paper statements)
• $500 minimum deposit

$0 - $15,000

$15,000 and above will receive the Premier Checking rate

View our disclosure details (PDF) - Click Here

EAST TENNESSEE’S REGIONAL CREDIT UNION SERVING: Knox, Anderson, Blount, Campbell, Loudon, Roane, Sevier and Union counties.BRANCH LOCATIONS: Oak Ridge, Alcoa, Cedar Bluff, Clinton, Farragut, Hardin Valley, Harriman, LaFollette, Maryville, North Knoxville, Powell and Sevierville.